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Financing Your Home >When Interest Rates Rise Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates. One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement. If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Where is the world's largest industrial building located? A  The single largest industrial structure is the container freight station of Asia Terminals Ltd in Hong Kong. It is 359 feet high, with 15 levels. See More Real Estate Trivia >

Jim Dolanch and the Jim Dolanch Team Century 21 Frontier Realty 4121 Washington Road McMurray, PA 15317 724-941-8680 Fax: 724-941-9910 jimdolanch@NUMBER1EXPERT.com Jim Dolanch Team is the NUMBER ONE EXPERT agent in Pittsburgh! Jim and his team of experienced agents bring 3 generations of area knowledge and industry experience to each and every transaction. We believe family should come first. Our goal is to make moving easy for you so you have more time to spend with your family. We Treat You Like Family! www.PittsburghHomesSouth.com is brought to you by Jim Dolanch and The Jim Dolanch Team NUMBER1EXPERT™ in real estate for Pittsburgh, Washington County and Allegheny County, Pennsylvania Read Jim Dolanch and The Jim Dolanch Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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